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Find out how much you could release with our equity release calculator

Our equity release calculator will tell you if you’re eligible for equity release and let you know how much you may be able to release.
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Why use our calculator?


It’s simple to use – just pop in a few basic details such as your age and property value, and it will give you an estimate of how much tax-free cash you could potentially release from your home. Don’t worry if you don’t know the exact value of your property, you can estimate it.
 
  • Quick, simple and free to use
  • Results in seconds
  • No obligation to proceed
  • Find out about the plans available and their features
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We're authorised and regulated by the Financial Conduct Authority.

​How your results are calculated

A number of factors contribute to how much you could release. The main factors are
  • Age: The youngest person named on the deed needs to be aged 55 and over and the amount you can release will be based on the youngest applicant.
  • Property Value: You must own a property worth at least £70,000.
 

What happens next?

  • After your initial calculation, where our calculator reveals how much you could release, you can request a free callback from one of our advisers.
  • Our advisers will help you compare the different plans and features, helping you consider all your options, such as inheritance protection.
  • During the initial consultation, all our advice is free and simple with no obligation to go ahead.

Because we play by the book we want to tell you

We understand equity release isn’t for everyone, and we’ll never advise it’s the right option for you unless we’re certain. The most popular type of equity release is a lifetime mortgage, which is a loan secured on your home.

With a lifetime mortgage there a typically no monthly repayments to make, as the loan plus roll up interest is repaid when the plan comes to an end. This is when you or the last surviving applicant dies or moves into long term residential care.

You should always think carefully before securing a loan against your home.  

Equity Release will reduce the value of your estate and may affect your entitlement to means tested benefits.

Unless you decide to go ahead, our service is completely free of charge as our usual advice fee of 1.5% of the amount released would only be payable on completion of a plan, subject to a minimum advice fee of £695.